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The maximum number of applicants for a mortgage via HSBC for Intermediaries is 2.Please note, the borrowing must be in the same name(s) as the ownership for all applications made via HSBC for Intermediaries.Income needs to be current, regular and consistent.Income can only be used where it is considered likely that a similar level of income will be received for the full term of the mortgage.Please use the guidance below in conjunction with the International Mortgage policy.

The following guidance applies to both where a customer is living, and where they are physically present.For Buy to Let applications, see our Buy to Let lending criteria When you submit an application online, we automatically run an electronic identity check.If the customer’s identity cannot be verified electronically, we’ll accept a valid full UK photo card driving licence, this can be used to both identify themselves and verify their address.this means that if the customer is physically located in Australia, you can proceed with a BTL application, but not a residential application while they are in Australia Residents of Malaysia can apply for a UK mortgage provided the following guidance is adhered to: - Customers must not be physically located in Malaysia if providing advice - this means that if the customer is physically located in Malaysia, you can proceed with a BTL application, but not a residential application while they are in Malaysia - You must document that the advice / mortgage facility was provided at the customer's request Residents of Oman can apply for a UK mortgage provided the following guidance is adhered to: - Customers must not be physically located in Oman if providing information, advice or making an application - Residents of Oman must have a correspondence address outside of Oman, in an approved country Residents of Qatar can apply for a UK mortgage provided the following guidance is adhered to: - Customers must not be physically located in Qatar if providing information, advice or making an application - Residents of Qatar must have a correspondence address outside of Qatar, in an approved country - You must document that the advice / mortgage facility was provided at the customer's request Residents of the Philippines can apply for a UK mortgage provided the following guidance is adhered to: - Customers must not be physically located in the Philippines for any new money application - Funds must be drawndown into a UK bank account Residents of Russia can apply for a UK mortgage provided that the following guidance is adhered to: - You must document that the advice / mortgage facility was provided at the customer's request - The following wording must also appear within your documentation: "Following our recent contact for your HSBC mortgage we enclose the disclaimer that we need to issue to you in order to comply with your country's regulations.This message is intended for the addressee only and does not constitute a 'public offering' or advertisement."Residents of Saudi Arabia can apply for a UK mortgage provided the following guidance is adhered to: - Customers must not be physically located in Saudi Arabia if providing information, advice or making an application - Residents of Saudi Arabia must have a correspondence address outside of Saudi Arabia, in an approved country - You must document that the advice / mortgage facility was provided at the customer's request Residents of Taiwan can apply for a UK mortgage provided the following guidance is adhered to: - Customers must not be physically located in Taiwan if providing information, advice or making an application~ - Residents of Taiwan must have a correspondence address outside of Taiwan, in an approved country - You must document that the advice / mortgage facility was provided at the customer's request This includes Abu Dhabi, Ajman, Dubai, Fujairah, Ras al-Khaimah, Sharjah and Umm al-Quwain.We do accept Shared Ownership applications directly in our branches and over the phone.